Protect yourself online:

In our view, there are a few key rules that offer the most protection online for the least amount of effort. They are not all the measures you can take, but they are an excellent start – and they apply equally to business owners and to private individuals.

What you should always remember:

Understand how criminals use the internet

Criminals are in it for the money.

There are many ways for them to make money online. They may:
• Steal your passwords and bank details with viruses, fake e-mails and fake websites
• Ask you to provide security details
• Send spam with bogus offers and products
• Take over your computer and use it to attack other people's computers
• Use viruses to display unwanted adverts on your PC

Avoid Online Fraud and Scams
When it comes to protecting yourself and your money on the internet be wary of ridiculous deals. Criminals may contact you by e-mail, through websites you use, via SMS or even by phone. It pays to be on your guard because they can be quite convincing.

Here are some warning signs:
• Big promises. “You have won the lottery”
• Big threats. “Your account has been hacked”
• A false sense of urgency. “Act now or it'll be too late”
• Unnecessary secrecy. “Don't tell anyone”
• There is no reason for anybody to contact you seeking confidential information.
• "Business opportunities" that involve holding or receiving money for strangers

If you suspect that there is a problem with your personal or business internet banking, you can always contact us.

Learn to identify fake e-mail and fake websites
Criminals use fake e-mails and fake websites. They set them up to con people into giving away passwords and bank details. The technical word for this is 'phishing'. For example, they might send you an e-mail that looks like it comes from us and it might contain a link to a website. When you try to log on, they can steal your password. They could also ask you to make a phone call or reply by e-mail.

They are good at making their e-mails and websites look realistic. But you can often spot the fake ones:
• Strange looking e-mail or web addresses
• Poor design, typos or bad spelling
• They ask you to do something unusual
• A fake site doesn't display the padlock symbol “ https://” in the address bar when you log in

If in doubt, stop. Don't click on any links. Don't open any attachments.

Keep your password and personal information secure
Fraudsters use personal information from different sources to steal people's identities. Viruses are one way to do it. But they also use paper documents containing personal details, such as receipts and bank statements. Fraudsters use many methods such as searching in dustbins to obtain these documents. You should take simple precautions to keep your details safe and to dispose of these documents safely, such as shredding them before you bin them.

You may also want to switch to online statements.

Your MCB Islamic Bank internet banking password, together with your other internet banking credentials, permit access to your bank accounts. When creating passwords, remember the following things:
• Keep them to yourself: No one at MCB Islamic Bank will ever ask you for your internet banking password
• Vary them: Try to use different passwords for different services
• Change your passwords regularly
• Never write them down

Caution

Please Be Aware of :
• Do not use public or other unsecured computers for logging into Online Banking or for financial transactions (for example, one at a library or restaurant, airport, hotels, Internet cafes, shops).
• Do not use personal information for password, pin code etc.
• Never leave a computer unattended while using Online Banking.
• Never conduct banking transactions while multiple browsers are open on your computer.
• Never share username and password information with anybody.
• Avoid using an automatic login feature that saves usernames and passwords